Posts By: Jason

Weekly Update: October 19, 2017

   HBAI hosted a breakfast meeting this month with fellow association executives to discuss identity theft, wire fraud, and general hacker attacks.  Mark Densmore of Densmore Insurance Strategies presented a long list of very scary scenarios that could affect your business.  Check out the next two articles below – it’s not a matter of if – hackers are working on it right now.
Take the Steps to Protect Your Business
At the breakfast meeting, Mark Densmore discussed quite a few steps that you can take to protect your business.  Many of them are not that time consuming, nor do they cost much.  Here they are:
The U.S. Department of Commerce National Institute of Standards and Technology lists these guidelines:

Identify:  What do I have to protect?  Emails, Ransomware, PII, PCI, PHI Info, Inventory computer equipment.
Protect:  What can I do?  Two step authentication for email and social media; education by training staff; adopting pass phrases and not changing vs. 90 password changes – phrases like HBAIisthegreatestorganization are really hard to break through; have a cyber security policy – otherwise you might be exposed to a lawsuit or breach laws.  Check into the FCC response plan.
Detect:  Watch logs (automate); intrusion detection system for emails; regular, non-electronic …
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Weekly Update: October 12, 2017

  The room was packed last week for a proposal from the City of Des Moines on zoning.  Will it potentially have an impact on you in your community?  We do not know, so that’s why we try to keep up on proposals all over the state.  If you want an interesting read, check out the issues that the DM Developers Council has put together here.  A letter from the HBA of Greater Des Moines is here.
NAHB Tax Reform Policy Changes
NAHB unanimously voted to revise its policy regarding the nation’s tax code in light of recent discussions on tax reform between congressional leadership and the Trump administration.  The NAHB Executive Board decision provides greater flexibility as the tax debate unfolds and stakeholders seek consensus to shape a tax code that best serves the nation’s consumers and small businesses.
“This is the first time in NAHB’s 75-year history that we have been open to the idea of broader options regarding housing tax incentives,” said NAHB Chairman Granger MacDonald. “Now is the time to reform tax policy and housing will not be left behind in this process.”
NAHB supports a tax system that is simple and fair, and that promotes greater housing opportunity for …
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